Pricing
Start free. Upgrade only if you need more.
Every plan includes the full toolkit — AI issue flagging, editable findings, bureau letters, and the 30-day tracker. Plus and Pro add direct creditor letters.
Free
$0
One free dispute package. Everything you need to try CreditDisputeCo.
- 1 analysis (one-time)
- 3 letters (one-time)
- 30-day report history
- No credit card required
Plus
$19/mo
For disputing several items across bureaus.
- 10 analyses / month
- Unlimited letters
- 12-month report history
- Creditor letters
- Email support
Card required — cancel anytime
Pro
$49/mo
Maximum firepower for complex reports.
- 30 analyses / month
- Unlimited letters
- Unlimited history
- Creditor letters
- Expert human review
- Priority support
Card required — cancel anytime
Secure payments · Cancel anytime. Prices in USD — your letters and history stay in your account.
Pricing questions
Is the Free plan really free?+
Yes. No credit card, no trial timer — 1 dispute package per month, yours to keep. Paid plans simply raise the limits.
When do paid plans go live?+
They're live now — choose a plan above and you'll check out securely through our payment provider. Your letters, history, and settings carry over automatically.
Can I dispute with the bureaus for free without CreditDisputeCo?+
Yes — always. Every consumer can dispute inaccurate information directly with the bureaus at no cost; it's your right under the FCRA. CreditDisputeCo just does the drafting, the legal citations, and the organization for you.
How are payments handled?+
All payments are processed securely by our payment provider, the merchant of record for your purchase — it handles taxes and compliance automatically. The price shown at checkout is final: no surprise charges. Cancel anytime from Settings.
What happens if I cancel a paid plan?+
Your account drops to the Free plan. Your letters and history stay in your account within Free-plan limits — nothing is deleted unless you choose “Delete account” in Settings.
What if my report has nothing wrong with it?+
Then you pay nothing for that analysis — no plan credit is used. Credits are only consumed when the analysis actually finds something to dispute.