Guides
Learn how credit disputes actually work.
Free, sourced guides — every legal claim cites the FCRA section or official resource it comes from.
How to dispute a credit report error, step by step
Get your reports, spot the errors, write a §611 dispute letter, mail it to the right bureau address, and track the 30-day investigation clock.
Read the guideYour credit dispute rights under the FCRA
What federal law actually guarantees: the dispute right (§611), the 30-day rule, obsolete-information limits (§605), and furnisher duties (§623).
Read the guideHow to read your credit report
The four sections of a credit report — personal information, accounts, inquiries, collections — and what to check for errors in each one.
Read the guide